How to Time Social Security

When should you start taking Social Security benefits?

It is one of the toughest retirement decisions seniors will have to make: whether to take benefits early, wait till their full retirement age or delay them to age 70. Each has its pros and cons, and a mistake can cost thousands of dollars.

Consider Patty Duke. When the former TV star turned 65 years old in December, she appeared in a series of public-service announcements touting how simple it is to apply for benefits online, in your pajamas. Read more »

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