Doing your own Social Security planning is a bit like doing your own taxes: You might do a good job, but if your situation is complex, you would be wise to enlist professional help.
Many financial advisers have expertise in Social Security rules, including some who once worked at the Social Security Administration. Many are fee-based, like accountants, or provide the help as part of their financial planning or wealth-management practice. Read more »
Ellen E. Schultz is an investigative reporter for The Wall Street Journal who has covered the so-called retirement crisis for more than a decade. Her reporting has led to Congressional hearings, proposed legislation, and investigations by the Treasury and the GAO.
Schultz has won dozens of journalism awards for economics, financial, and investigative reporting, including three Polk Awards, two Loeb awards, and a National Press Club award. In 2003, Schultz was part of a team of Wall Street Journal reports awarded the Pulitzer Prize, for articles on corporate scandals. She lives in New York City.
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